Vertical · Trucking

Commercial trucking insurance,
prospected the way trucking actually works.

A 1-truck owner-operator and a 200-truck regional fleet have nothing in common. Stop prospecting them like they do.

Prospekteer surfaces commercial-trucking prospects with a vertical-specific signal pack and a trucking-specific gap library — Motor Truck Cargo, On-Hook, Hired & Non-Owned Auto, Reefer Breakdown, Occupational Accident — so the cold opener leads with the gap that actually applies to that specific operation, not a generic pitch.

Start free — 10 prospects, no cardHow it works

Trucking signal pack included on every tier, including Free.

Owner-operator through fleet
Trucking-specific gap library
Built for independent agencies
The problem

“Trucking” isn’t a vertical.
It’s ten of them.

Generic prospecting tools surface trucking as one bucket. One NAICS code, one row in a list. But the gap pattern for a single-truck owner-operator leased to a carrier is nothing like the gap pattern for a 50-truck regional fleet running general freight, and neither one looks like a 6-rig heavy-haul operation moving customer equipment that books out at $200k a load.

Specialty agents who’re great at trucking know this — they pull DOT records by hand, ask about reefer composition before quoting, and remember which carriers actually write occupational accident on owner-operator structures. Hours of underwriting research per account, before the first call.

Prospekteer runs that depth automatically on every commercial-trucking prospect. The signals shift by fleet size and operating model. The named gap shifts with them. The cold opener leads with whichever exposure actually fits the operation in front of you.

Signals surfaced

What we read on every trucking account.

The trucking signal pack pulls the operational reality of the fleet — not just the company name and a phone number. These are the inputs that determine which gap actually applies and how the opener gets written.

SIGNAL 01
Power-unit count & trailer composition
Whether you’re looking at a 1-truck owner-op, a 14-power-unit regional, or a 200-rig national operation. Trailer composition (dry van, reefer, flatbed, lowboy) shifts the gap pattern almost as much as truck count does.
SIGNAL 02
Operating reach & jurisdiction
Intra-state vs interstate operations carry different filing and coverage obligations. The geographic operating footprint also tells the underwriter something about loss-ratio expectations.
SIGNAL 03
Cargo profile & commodity type
General freight, food-grade, hazmat, refrigerated, oversize. The cargo determines which endorsements actually need to be on the policy and which carriers can write the risk.
SIGNAL 04
Years operating & ownership structure
Operational history is one of the strongest predictors of renewal-window timing and underwriting class. Ownership structure (sole prop, S-corp, lease-to-carrier) directly drives the workers-comp vs occupational-accident decision.
Gap library · Trucking

Coverages that actually go unsold on trucking accounts.

The trucking gap library is what an experienced trucking agent would name from memory. Prospekteer matches the right one to the operation in front of you and writes it directly into the AI cold opener.

GAP
Motor Truck Cargo
Auto liability covers what the truck does to others. Cargo is the freight inside the trailer. Most fleets carry one without enough of the other.
GAP
On-Hook Coverage
For tow operators and auto-transport carriers — covers customer vehicles in the operator’s custody during a tow or transport. Standard auto liability does not respond.
GAP
Hired & Non-Owned Auto
For fleets running gig drivers, temporary leased equipment, or owner-operator drivers using personal vehicles for any portion of the work. Standard fleet auto does not always extend to a driver’s own car.
GAP
Refrigeration Breakdown Endorsement
For reefer fleets — covers a mechanical reefer failure that spoils the load. Standard motor truck cargo often excludes mechanical breakdown unless the endorsement is specifically on.
GAP
Occupational Accident vs Workers Comp
For owner-operators leased to a carrier — many run on occ-acc instead of true workers-comp coverage. The difference shows up the moment there’s a serious injury claim, and the payouts are not the same.
GAP
Trailer Interchange
For fleets that swap trailers with other carriers — covers damage to a trailer that’s not yours but is in your possession under a written interchange agreement.
What the cold opener looks like

Named gap, named fleet, written automatically.

The opener Prospekteer writes for a 14-power-unit regional fleet looks something like this. Yours arrives with the actual prospect’s details, not these.

Northern Logistics · Dallas, TX
14 power units · NAICS 4841xx
AI Cold Opener · Generated 1 min ago

“Hi [name] — quick one. Northern Logistics is running 14 power units mostly on long-haul, and a lot of fleets your size are still on auto-only without Motor Truck Cargo. Standard auto liability covers what the truck does to others, but not the freight if a trailer goes over. Worth 90 seconds to confirm whether your current policy has cargo built in?”

▶ GAP: Motor Truck Cargo▶ Renewal window: ~5 weeks▶ Fit score: 84 / 100
Scope

What this isn’t.

NOT THIS
Not a trucking quote engine
Prospekteer surfaces trucking prospects with the right depth to start the conversation. Pricing the policy still flows through your carriers and your trucking-specialty markets.
NOT THIS
Not specialty wholesale
We are a prospecting layer for retail independent agents. Pure wholesale brokering without a retail relationship is not the audience.
NOT THIS
Not DOT compliance
We are not a CSA score monitor, an IRP/IFTA filing tool, or a fleet-management platform. Compliance and fleet ops are separate stacks with their own vendors.
NOT THIS
Not personal lines
Personal auto and personal umbrella policies are out of scope. We do commercial trucking only.
Frequently asked

Five questions trucking agents ask first.

Q01
Does Prospekteer surface owner-operators or only fleets?
Both. The platform surfaces single-truck owner-operators leased to a carrier, mid-size regional fleets, and larger trucking operations. The signals shift by fleet size — owner-operator accounts surface with occupational-accident vs workers-comp framing; multi-truck fleets surface with cargo, hired & non-owned, and trailer-interchange exposure.
Q02
What trucking-specific signals does Prospekteer use?
Power-unit count, trailer composition, operating reach, cargo type, years of operating history, and operational footprint patterns. The signal pack is what an agent specializing in trucking would build by hand for each prospect if they had hours per account; Prospekteer runs it automatically.
Q03
Which trucking coverages does the gap library cover?
Motor Truck Cargo, On-Hook (for tow and auto-transport operations), Hired & Non-Owned Auto, Refrigeration Breakdown Endorsement (for reefer fleets), Occupational Accident vs Workers Comp (for owner-operator structures), Trailer Interchange, and Inland Marine for heavy-haul equipment exposure. The named gap on each prospect is whichever of these fits the actual operation.
Q04
Do you cover wholesale trucking markets or only retail?
Prospekteer surfaces commercial-trucking prospects for retail independent agents to call. The actual binding still flows through whichever specialty wholesale market the agent uses — we are a prospecting layer, not a market replacement. Standard retail-channel commercial trucking is in scope; pure wholesale brokering without a retail relationship is not the audience.
Q05
Is trucking prospecting available on the Free tier?
Yes. The trucking signal pack and gap library run on every prospect at every tier, including the 10 lifetime prospects on the Free tier. Paid tiers raise the monthly prospect quota; the trucking-vertical depth is the same on every plan.
Continue exploring

The rest of the prospecting platform.

FEATURE
Coverage Gap Detector
Names the most likely missing or under-written coverage in every AI cold opener.
FEATURE
Renewal Radar
Surfaces hot prospects in their switch window, before the renewal is decided.
FEATURE
Territory Heat Map
Plots prospect density and signal concentration by zip; Plan My Route ships the day.
FEATURE
Mobile Field Mode
Drive Mode reads briefs aloud. Voice notes capture outcomes hands-free.
FEATURE
Vertical Intel
Vertical-specific signals and gaps for trucking, long-term care, and mining.
FEATURE
For Independent Agents
Why Prospekteer is built exclusively for the independent commercial agency.
FEATURE
Cold Opener Library
50 AI-generated cold openers across 8 industries — patterns, not scripts.
FEATURE
Long-Term Care Insurance Prospecting
Vertical depth for skilled nursing through specialty hospitals — Cyber, S&M, EPLI, Excess Pro Liab.
FEATURE
Mining Insurance Prospecting
Vertical depth for aggregate through underground — Pollution Legal Liability, Inland Marine, Excess WC.
FEATURE
Coverage Glossary
40 commercial coverages defined the way agents use them — Garage Keepers, MTC, Cyber, PLL, more.
FEATURE
Prospekteer vs Zywave
Honest comparison: Zywave for enterprise brokerages, Prospekteer for the 1–10 producer independent agency.
FEATURE
Switch from Zywave
A clean exit playbook for independent agencies leaving Zywave: public pricing, no contracts, Founder Rate Guarantee.
FEATURE
Prospekteer vs ZoomInfo
Honest comparison: ZoomInfo for enterprise B2B breadth, Prospekteer for insurance-specific depth.
FEATURE
Prospekteer vs AgencyZoom
Prospecting platform vs CRM. Why most independent agencies run both, not one instead of the other.
FEATURE
Prospekteer vs Apollo.io
Generalist B2B sales platform vs commercial-insurance specialist. Honest about what each does best.
FEATURE
Prospekteer vs LeadGenius
Software platform vs human-curated research engagement. Two different approaches to lead sourcing.
FEATURE
Prospekteer with your AMS
Compatible with EZLynx, Applied Epic, HawkSoft, Vertafore, NowCerts, AgencyZoom. Feeds your existing system.
FEATURE
Commercial Insurance Prospecting by State
State-specific landing pages for the top 10 US commercial markets — Texas, California, Florida, and more.

Try trucking-vertical prospecting free.

10 prospects, full enrichment, no credit card. The trucking signal pack and gap library run on every prospect, on every tier.

Start freeSee trucking opener examples

Built exclusively for independent commercial agents.